STOIK Stitch Creator allows you to pick a photo or draw a picture and then to choose a floss palette and the software will create cross-stitch patterns in a moment. The software comes with multiple layer support for creating complex stitches with reach color palette as well as a huge collection of themes and motifs. So, all in all you will be able to create, edit, view and print your stitch work easily. The software comes with a decent GUI with easy to follow instructions.
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STOIK Stitch Creator costs 49 USD.